Rates

Auto Loans

Rate Term
as low as 4.20% 48
as low as 4.70% 60
as low as 5.10% 72
as low as 5.70% 84

*Membership with Alcoa Community Federal Credit Union is required for all offers. Terms and Conditions apply. APR range is based on creditworthiness. Contact a lender for additional information at 501-315-5626 or email Lending@alcoacfcu.org.


ATV/Motorcycle/Personal Watercraft

Rate Term Year
as low as 7.10% 60 2026-2024
as low as 7.45% 72 2026-2024
as low as 9.75% 48 2023+


Boats/RV/Motorhomes

Rate Term Year
as low as 6.50% 60 2026-2024
as low as 7.25% 72 2026-2024
as low as 10.00% 120 $30K+
as low as 11.00% Up to 60 mths 2023+


Farm Equipment/Other Goods

Rate Term Year
as low as 8.25% 60 2026-2021
as low as 9.00% 75 2026-2021
as low as 10.25% 120 $30K+
as low as 11.75% Up to 48 mths max 2020+

Farm Equipment: Tractors and or attachments, trailer for a tractor, horse trailers, zero turn and riding lawn mowers, backhoe, and dump truck.
Other Goods: Any odd collateral that does not fall within Farm Equipment.


Unsecured

Rate Term
as low as 7.50% 12
as low as 8.00% 24
as low as 8.75% 36
as low as 9.50% 48
BUY-DOWNS MAXIMUM BUY-DOWNS
1. Credit Life or Credit Disability or Debt Protection (-0.25%) CONSUMER: 0.50%
2. Direct deposit of net pay w/ automatic transfer(-0.25%) COMMERCIAL: 0.25%
3. Purchace of MRC and or GAP insurance (-0.25%)
4. Less than 80% LTV(-0.25%)
5. Less than 50% LTV (-0.50%)

Share Secured

Up to 60 mths max: 3% Above Current Share Rate