Auto Loans

Whether you are purchasing new or refinancing a vehicle, we make the experience simple and easy! Our ultra competitive rates and quick approvals help you get on the road faster.

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Debt Protection

Life can be unpredictable. If an unexpected illness, injury, or loss of life prevents you from earning a paycheck, Payment Protection can help reduce the financial burden.

Adding Payment Protection¹ to your loan helps safeguard your finances and provides peace of mind for you and your family.

Payment Protection can:

✔ Eliminate all or part of your remaining loan balance
✔ Help protect your credit by making loan payments on your behalf
✔ Prevent late fees
✔ Provide financial security for your family
✔ Free up cash when you need it most

Ask a loan officer at Alcoa Community Federal Credit Union how Payment Protection can help protect your loan and your financial future. Call 501-315-5626.

¹Payment Protection may be available for personal credit cards, auto loans, personal consumer loans, and home equity loans. Your purchase of Payment Protection is optional. Whether or not you purchase Payment Protection will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under Payment Protection. You should carefully read the contract for a full explanation of the terms.

Vehicle Service Protection Plans

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Alcoa Community Federal Credit Union offers protection options to help keep both your vehicle and your wallet safe from unexpected repairs, accidents, or losses. With rising repair costs and longer vehicle ownership, it’s important to have added protection. That’s where Premier Mechanical Protection comes in, helping cover costly repairs when you need it most.

ACFCU can finance 100% of the cost and include it in your vehicle loan at the same low rate.

For more information on Premier Plans, contact a lender today 501-315-5626 or Lending@alcoacfcu.org.

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GAP Coverage plus Auto Support

If your vehicle is totaled or stolen, your insurance company may only pay the actual cash value of the vehicle which could be less than what you still owe on your loan. Guaranteed Asset Protection (GAP) helps cover the difference so you’re not left paying out of pocket.

GAP Coverage Includes:

  • Covers the difference between your loan balance and insurance settlement

  • Up to $1,000 deductible coverage

  • $1,000 replacement vehicle assistance when you finance your next vehicle with us

FREE Auto Support+ Program

When you purchase GAP coverage, you’ll also receive Auto Support+ at no cost, which includes:

  • Up to $500 deductible reimbursement per loss (unlimited claims per year)

  • Identity theft restoration assistance

  • Warranty Vault™ to store and manage product warranties online

Call 501-315-5626 to speak with a loan officer to learn more.