Open a Credit Union Savings Account

Focus on your financial future


We know you have plenty of savings account options here in Arkansas. Unlock our flexible and convenient options for your budget and lifestyle when you open one of our savings accounts.

How to open a savings account online or in-person

It turns out Five Below isn’t the only place where your $5.00 can stretch further.

Here’s how to open your savings account online or in-person (assuming you fall under our field of membership):

  1. Apply to become a member at our credit union, either in person or by opening an account online

  2. Make a minimum $5.00 deposit into your new account via another institution, or you can come to our branch to deposit the funds in person.

That’s it: $5.00 in exchange for access to dividends on your savings accounts and all that a credit union provides.

 
Alcoa Community FCU offers cash back checking so you can save big.
 

Alcoa Community FCU Savings Accounts


Share Savings

Enjoy your savings when you open a share savings account with your membership at Alcoa Community Federal Credit Union.

Deposit as little as $5.00 to get started. Then you're free to deposit as much as you'd like and watch your money grow at yield rates as high as 0.20% APY* on balances of $10,00 or more.

Did we mention your dividends get paid out monthly?

Learn more about Share Savings

Open your account today!

Free Kasasa® Saver

Ready to earn rewards on top of your Kasasa® Checking Rewards account?

Open a Free Kasasa® Saver Account to start collecting and building your earned checking reward with exclusive divdend rates as high as 1.00% APY* on balances up to $50,000.

Learn more about Kasasa® Saver

Open your account today!

Monthly Dividend Savings

Do you want access to your larger nest egg with higher dividends than our share savings account?

Open a monthly dividend savings account with a minimum balance of $20,000. Boost your monthly dividends at our highest rate of 0.40% APY*.

The savings don't stop there! Enjoy unlimited transactions on your account.

Learn more about Monthly Dividends

Open your account today!

Share Certificates

Think of a Certificate of Deposit at your local bank when you hear "Share Certificate Account" at Alcoa Community Federal Credit Union.

Secure your retirement investments or save for a long-term goal like a new home when you open a Share Certificate. We offer terms ranging from six months to two years when you deposit between $1,000-$2,5000.

Don't worry about any risk relating to the stock market. Your Share Certificates hold their original value over maturity time. Enjoy divdend rates as high as 0.55% APY*.

Learn more about Share Certificates

Open your account today!

Club Savings

Saving for Christmas or a vacation with family and friends? Join the club!

Our Christmas and Vacation Club Accounts earn dividends monthly. Your Christmas Club Account pays out in late October--just in time to do your holiday shopping.

Our Vacation Club Account pays out in April-right on time for you to book your summmer trip.

Learn more about Club Savings

Open your account today!

IRA Savings

Don't ever think it's too early to start planning your retirement.

Open an Individual Retirement Account (IRA) for one our more popular retirement savings accounts at at Alcoa Community Federal Credit Union.

Fund your IRA using payroll deduction. Avoid fees and activity chages according to IRS penalties for early withdrawl.

Don't wait. Let your retirement savings appreciate!

Learn more about IRA Savings

Open your account today!

Hear straight from the source

See our member testimonials

I have been with them for about 20 years. They are amazing, always kind, always helpful. Couldn’t trust nicer people with your money. Never get an attitude for getting money out, even when busy. And they clear the windows and lobby before closing.
— Heather

*APY = Annual percentage yield. Rates current and subject to change.


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Come visit us

ADDRESS - BENTON BRANCH

1125 Military Road (across from Wal-Mart)

Benton, AR 72015

PHONE NUMBERS

Main Branch: (501) 315-5626

Fax: (501) 315-0459

Email: info@alcoacfcu.org

Day Hours
Monday-Thursday 8:30AM - 5:00PM
Friday 8:30AM - 5:30PM
Saturday 9:00AM - 12:00PM (drive-thru only)