The new and improved online bill pay was recently launched to provide more efficient service to our members. Some of the exciting new features include:

  • Person to Person payments with Popmoney. Send money to virtually anyone, anytime, anywhere from your home, office or even your smartphone!
  • Spending reports to help you keep track of where your money goes every month. 

There’s much more to see and experience with this improved service. Log in to your account, go to Bill Pay and find out more!

For those who need help establishing credit or re-establishing credit, ACFCU is in the process of developing checking accounts and loan products specifically designed to help build credit.

If you or someone you know has experienced credit problems due to medical bills, divorce, poor payment history, or other reasons, we will be able to help. Contact a Member Representative today to find out more about these new services.

ACFCU offers enhanced overdraft protection options for our members with the Courtesy Pay program.  In addition to our existing overdraft protection services, Courtesy Pay will extend overdraft protection that can help eliminate the embarrassment of returned checks and paying return fees. 

If you would like to opt-out of this service, please notify a member services representative.

NOW AVAILABLE! With your ACFCU membership, you can access your account at over 5000 branches and over 2200 self-serve locations!

That’s right! ACFCU is now offering Shared Branching to our members which gives you access to credit union branches in all 50 states. Whether you are on a short weekend getaway or a long-term visit to another state, you can conduct real-time transaction at any of our Shared Branching locations at no charge.

Shared Branching also allows you to maintain your membership with ACFCU for life, even if you move to a new city or a different state.  Shared Branching is perfect for our members in the military, especially those deployed overseas and who are transferred to other bases, allowing them to continue to bank with ACFCU like they always have.

As the nations’s fourth largest financial-institution branch network, and the only one with locations in all 50 states, Shared Branching combines vast geographical convenience with the key services you expect from a big-bank branch system.

Elizabeth Case, Donna Stockton and Steve Brown have a combined 13 years experience assisting members at ACFCU. With the addition of Michael Armstrong, VP Finance & Accounting, in July 2015, this solid leadership team brings a wide range of industry knowledge and experience which further enables ACFCU to create and provide competitively priced products and services to our members.


Steve joined ACFCU in January, 2014.  Prior to joining ACFCU, Steve served in senior leadership roles at Acxiom for 15 years. Before Acxiom, Steve worked in the commercial banking industry for over ten years specializing in commercial lending and the management of credit card portfolios.  Steve and his wife (Gasha) and children (Josh & Megan) are all proud Benton high school graduates and have lived in Benton for over 23 years.


Michael joined ACFCU in July, 2015.  Prior to joining ACFCU, Michael served as CFO of the Benton School District and as Business Manager of the White County Central School District.  Michael also has 12 plus years of work experience in the financial services industry serving in roles ranging from Branch Manager to Commercial Loan Officer.  Michael and his wife Tara have lived in Saline County for several years with their three children, Chase, Carson and Cade.


Donna has been with ACFCU since August of 2011 and has served in many roles during her tenure.  Prior to joining ACFCU, Donna worked in the retail industry for over 20 years. Donna is a Benton native and a proud graduate of Benton High School. She and her husband Jeff have lived in Saline County for many years.


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