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Dividend Rates

As of January 22, 2015

 Account APR (Annual Percentaqe Rate) APY (Annual Percentage Yield)*
Regular Savings Accounts   
$0.01 to $9,999.99 0.15% 0.15%
$10,000.00 and over 0.25% 0.25%
IRA Accounts
All IRA Accounts 0.499% 0.50%
Christmas Club Accounts
All Christmas Club Accounts 0.25% 0.25%
Monthly Dividend Accounts
$20,000.00 Min. Balance 0.25% 0.25%
Share Draft Accounts
 Avg. Daily Balance of $400.00 0.15% 0.15% 

 

Share Certificates

 Type of CertificateTerm**Minimum DepositAnnual Percentage Yield*
6-Month Certificate 
Fixed rate for the term of the Certificate, Certificate does not automatically renew.
6 Months $1,000 Please check with member service for current rates
One Year Certificate
Fixed rate, monthly dividends, Dividends do not compound, may receive monthly dividend check or have dividend posted to savings or checking, Does not automatically renew
356 Days $2,500 Same as above
24 Month Certificate
Fixed rate, monthly dividends, Dividends do not compound, may receive monthly dividend check or have dividend posted to savings or checking, Does not automatically renew
730 Days $2,500 Same as above 

 *Fees or other conditions could reduce earnings on the account.

**A penalty may be imposed for early withdrawal.

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