Loan Center




Low-cost financing for all your needs.

Once you become a member at Alcoa Community Federal Credit Union, you are eligible to apply for a loan. There is no waiting period. It doesn't matter if you've been a member for ten minutes or ten years, Alcoa Community FCU is here to offer low-cost loans for any worthwhile purpose. Like most other institutions, our loan decisions are based on your credit, financial history and ability to repay the loan.

At your community credit union, your loan application is processed quickly and fairly, with...

• A competitive rate
• Low-cost credit life and disability insurance is available

Request a loan application in person, or click here to apply online.

Some of the loans we offer are as follows:


We make car buying simple, with competitive rates, quick approvals and customer discounts.  Whether you are purchasing from a dealer or directly from individual, we can help guide you through the process.


You can lower your payments and interest rates and save money by refinancing you automobile at Alcoa Community Federal Credit Union.  Join our thousands of customers who are already benefiting from the savings attained through an automobile refinance loan.


Are you considering buying a Motorcycle, Boat, RV, or ATV?  Do you want to upgrade your home theater, or household appliances?  Alcoa Community Federal Credit Union can help by finding a Fun Loan just right for you.  No matter what you've had your eye on, our trusted staff will help you find a loan that meets both your needs and your budget.


Need to consolidate high interest debts into a single predictable payment.  Alcoa Community Federal Credit Union can help with a simple, low interest, unsecured Personal Loan.  Come talk to our lending experts, we can help make your debts more manageable and save you money.



All mortgage programs are not the same, and it’s important to understand the differences. Whether you're buying your first home, making your next move or simply refinancing, ACFCU has the terms, features and options designed to make getting a mortgage easier. Let us help you understand all the choices you have when it comes to a home mortgage.

Click here to download the application or call today and visit with our loan officers for more details or to get your loan underway. You can reach us during normal business hours at 501.315.5626.

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